CiteOnly

Where it applies

Where an unsourced sentence becomes somebody’s problem.

Twelve places where someone downstream is accountable for a sentence, and only the source document ends the argument.

Three we have looked at closely

01

Law

The only sector with a public case list. Courts have sanctioned filings built on citations that do not exist, and verifying every authority was already a professional duty before any of this.

Rule 11 · standing orders on AI use · duty of candor

02

Banking and capital markets

Supervisors do not ask whether the model was accurate. They ask what was said, on what basis, and whether you can produce it. That is a records question, and an answer being AI-assisted does not change what must be produced.

SEC Rule 17a-4 · FINRA Rule 4511 · Advisers Act Rule 204-2

03

Healthcare and life sciences

Audit trails here are stricter than anywhere else in commercial practice, and the tools arriving carry no provenance at all. A transcription that inserts a sentence nobody said is a safety problem before it is a compliance one.

21 CFR Part 11 · EU GMP Annex 11 · GxP audit trails

Nine more sectors with the same problem

  • Insurance

    An adjuster who declines a claim on a paraphrase of the policy has handed the claimant an argument.

    policy wording · endorsements and effective dates

  • Government and public administration

    A decision about someone’s entitlement must point at the provision it rests on, and an appeal tests exactly that link.

    duty to give reasons · administrative review

  • Audit, tax and accounting

    The profession already has a symbol for this: a tickmark meaning the figure was traced to its supporting document.

    workpaper documentation · traced-to-source tickmarks

  • Aviation, defense and heavy industry

    A procedure recalled approximately is a procedure performed wrongly, and the consequences are physical.

    airworthiness directives · configuration control

  • Energy and utilities

    Permit conditions are amended often and a breach is reportable. What matters is what the condition says today.

    permit conditions · grid codes · reportable breaches

  • Standards and certification

    An assessor working from a remembered version of a standard is producing an unsupportable certificate.

    clause-level assessment · revision year

  • Procurement and contract management

    The expensive mistakes are quiet ones: a notice period read from the master agreement after an amendment changed it.

    obligation registers · amendment precedence

  • Employment and workplace policy

    Employees act on the answers they are given, and an employer is generally held to what it told them.

    handbook answers · collective agreements · reliance

  • Research integrity and publishing

    Any claim of evidence has to survive somebody following the reference to its source.

    reference verification · editorial screening

One requirement runs through all of them

Every rule above expects you to show what a statement rests on. Most AI tools cannot: they hand you the statement and leave you to work out where it came from. CiteOnly answers with the source attached, so what these rules ask for is already in the answer.